Home Improvements

4-Point Inspection: How important it is to stay safe

Most people know that it is important to have a yearly physical check-up with their doctor. What many people do not realize is how important it is to have a regular 4-point inspection as well.

A 4-point inspection is an inspection of the four main systems in your home: the electrical system, the plumbing system, the heating, and cooling system, and the roofing system. While most people think that a 4-point inspection is only necessary if you are selling your home, this could not be further from the truth.

Having a regular 4-point inspection can help you avoid costly repairs down the road and can even help you save money on your homeowner’s insurance.

Let’s kick off this article with the basics.


What is a 4-Point Inspection?

A 4-point inspection is an insurance inspection that is required by most insurance companies to insure a home. The inspection must be performed by a licensed inspector and usually takes about an hour. The inspector will check the following four areas of the home:

  1. The Roof – The roof is one of the most important parts of your home and it needs to be in good condition to be insured. The inspector will check for any missing or damaged shingles, leaks, or other problems.
  2. The Electrical System – The electrical system must be up to code and in good working condition to be insured. The inspector will check for any loose wiring, exposed outlets, or other problems.
  3. The Heating and Cooling (HVAC) Systems – The heating and cooling systems must be in good working condition to be insured. The inspector will check for any leaks, damage, or other problems.
  4. The Plumbing System – The plumbing system must be up to code and in good working condition to be insured. The inspector will check for any leaks, damage, or other problems.

They will look for any signs of damage or potential problems in each of these areas. They will also check to make sure that each system is properly installed and functioning as it should be.

If any problems are found during the inspection, the insurance company may require you to have them repaired before they will provide coverage. In some cases, they may even refuse to insure your home unless the issues are corrected. That’s why it’s important to have a 4-point inspection done before you apply for or renew your homeowners insurance policy.

When is a 4-Point Inspection Required?

A 4-Point Inspection is usually required when:

  1. You’re buying a home that’s 20 years old or older
  2. You’re renewing your home insurance policy
  3. Your mortgage company requests one

A 4-Point Inspection is an insurance inspection that focuses on the condition of the home’s major systems: roof, HVAC, plumbing, and electrical. The inspector will check for signs of wear and tear and potential problems that could lead to claims on your homeowners insurance policy.

Why is it important to have one done on your property?

A home inspection is an objective visual examination of the physical structure and systems of a house, from the roof to the foundation. Home inspectors typically do not have any emotional ties to the property. 

Why is it important to have one done on your property? Because a home inspector will identify any major problems with the property that may need to be addressed, as well as potential safety hazards. Additionally, a home inspection can give you peace of mind and help you make an informed decision about purchasing a property.

How to Get a 4-Point Inspection

If you don’t have a 4-point inspection, there are a few things you can do to get one. 

  • First, you can contact your local building department and ask if they offer 4-point inspections. Many times, they will be able to provide you with a list of licensed inspectors in your area. 
  • You can also check with your insurance company to see if they offer 4-point inspections. Some insurance companies require that you have a 4-point inspection before they will insure your home.
  • Finally, you can search online for companies that offer 4-point inspections.

How often should you have a 4-Point inspection done on your property?

A 4-point inspection is an important part of maintaining your property. This type of inspection should be done every three to five years, or as needed if there are any changes to the property that could affect its safety.

The main purpose of a 4-point inspection is to identify any potential hazards that could pose a risk to the occupants of the property. This includes things like electrical and plumbing systems, HVAC systems, and the structure of the building itself. By identifying any potential problems early on, you can avoid expensive repairs or even dangerous accidents down the road.

So why take the risk? Schedule a 4-point inspection today and rest easy knowing that your property is in good hands.


A 4-point inspection is a crucial step in keeping your home safe. By regularly checking the four key areas of your home – the roof, gutters, chimney, and windows – you can help prevent damage from weather and wear and tear. catch small problems before they become big ones. Plus, taking care of your home will help it last longer and look its best.

Souffront Construction and Engineering can help you with it. A Certified and credible name in the industry, Souffront has a power-packed team of 40-year recertification, mitigation, and 4-point inspection experts that provide more than just a report. You receive end-to-end solutions so you don’t need to constantly worry or intervene about what is happening and what needs to be done next. Call the client support team today and schedule your 4-point inspection at the earliest.


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