Kotak Mahindra Bank offers a variety of credit cards, and as you may know, millennials prefer cards that are flexible enough to meet their needs. Because everything is now digital, why shouldn’t your credit card provide benefits for online shopping, payments, and so on? Kotak has the credit cards you need. So, if you want to renew your streaming subscription, use the Kotak Credit Card to do so because it allows you to earn more rewards. Each Kotak Credit Card transaction earns a reward point that can be redeemed for discount coupons, cash, or other items. However, in order to avoid rejection, it is critical to check your Credit score before applying for a credit card. Learn more about Kotak Mahindra Bank’s credit cards by reading on.
List of Kotak Credit Cards & their Benefits
The following are just a few such Kotak Credit Cards that are popular for providing online benefits to the customer –
League Platinum Card
You’ll get 8X reward points for every INR 150 transaction. In addition, as a welcome bonus, the bank will provide you with INR 500 in movie vouchers. Millennials enjoy going to the movies and spend the majority of their money there. As a result, when they use this credit card, they will receive discounts and rewards on such purchases. With this card, you’ll get a fuel surcharge waiver of up to INR 3,500 per year, making your travels even more affordable. The joining fee for this Kotak Credit Card is NIL / INR 500, and the annual fee is INR 500.
Kotak 811 Credit card
This Kotak Credit Card offers 2X reward points on online purchases. So, as Millenials shop on various eCommerce sites, this card may come in handy. If you spend INR 5,000 within 45 days of card activation, you will receive 500 bonus reward points. If you spent INR 50,000 or more on this Kotak Credit Card in the previous year, you are exempt from paying the annual fee. A joining and annual fee of INR 500 is required for this card.
Urbane Gold Credit Card
With this Kotak Credit Card, every INR 100 transaction earns you 3X reward points. You can also get four free PVR tickets or 10,000 reward points if you spend at least INR 1 Lakh in a year. Please keep in mind that every 1,000 reward points is worth INR 100. This credit card has no application fee and you can avoid the annual fee by spending INR 15,000 per year. If you do not meet the spending limit, you must pay an annual fee of INR 199.
What Steps Do I Need to Take to Apply for a Kotak Credit Card?
You can apply for a credit card online or offline, visit the bank branch office or official website. Check out the steps below –
For Online Application
- Click on the ‘Explore Products’ button
- Select ‘credit card’ from the drop-down
- Click on the ‘Apply Now’ button
- Select ‘New customer’ or ‘Existing customer’
- Click on the ‘Proceed’ button
- Select the purpose for which you need a Kotak Credit Card
- Enter your monthly income
- Click on the ‘Proceed’ button
- Enter your first, middle and last name, Pincode, city, mobile number and email address
- Click on the ‘Proceed’ button
- Shortly you’ll know whether you’re eligible or not
- If you’re eligible, you will get a notification on your mobile
For Offline Application
If you prefer to go to the bank branch, follow the instructions shown below –
- Talk to the bank representative about the credit card offers
- They will tell you about the credit cards suitable for your needs
- Fill in an application form and attach a few KYC and income proof along with your colored passport size photograph
- Submit it at the counter and wait for the bank’s response
You’ll receive a notification on your mobile regarding the Kotak Credit Card application. So, go and apply for the best credit cards for online shopping at Kotak.
